*{margin:0;padding:0;box-sizing:border-box}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,"Noto Sans SC","Microsoft YaHei",sans-serif;color:#1b2432;line-height:1.75;background:#f7f8fa}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{background:#0f2233;color:#fff;padding:18px 0;border-bottom:3px solid #c8a04b}
header .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:40px;width:auto}
.brand b{font-size:19px;letter-spacing:.5px}
.brand span{display:block;font-size:11px;color:#9db0c2;letter-spacing:2px}
nav a{color:#dfe6ee;text-decoration:none;margin-left:16px;font-size:15px}
nav a:hover{color:#c8a04b}
.tel{background:#c8a04b;color:#fff;padding:7px 16px;border-radius:22px;font-weight:700;text-decoration:none;font-size:15px}
main{background:#fff;margin:26px 0;padding:32px 26px;border-radius:14px;box-shadow:0 2px 14px rgba(20,40,60,.06)}
h1{font-size:30px;line-height:1.4;margin-bottom:8px}
.lead{color:#4a5a6a;font-size:16px;margin:10px 0 26px;border-left:4px solid #c8a04b;padding-left:12px}
h2{font-size:21px;margin:30px 0 10px;padding-left:11px;border-left:4px solid #c8a04b}
h3{font-size:17px;margin:20px 0 6px}
p{margin:0 0 13px;color:#3d4a58}
ul,ol{margin:0 0 15px;padding-left:22px;color:#3d4a58}
li{margin-bottom:6px}
table{width:100%;border-collapse:collapse;margin:0 0 18px;font-size:14.5px}
th,td{border:1px solid #e3e7ec;padding:9px 10px;text-align:left;vertical-align:top}
th{background:#f2f5f8;font-weight:700}
tbody tr:nth-child(even){background:#fbfcfd}
.qa{border:1px solid #e3e7ec;border-radius:10px;padding:14px 16px;margin-bottom:14px;background:#fbfcfd}
.qa h3{margin:0 0 6px;color:#1b2432}
.qa p{margin:0}
.tip{background:#fff8e8;border-left:4px solid #c8a04b;padding:12px 14px;border-radius:0 8px 8px 0;margin:0 0 18px;color:#6b5622;font-size:14.5px}
.cta{background:#0f2233;color:#fff;border-radius:12px;padding:20px 22px;margin:22px 0 0}
.cta b{color:#c8a04b}
footer{background:#0f2233;color:#9db0c2;padding:24px 0;font-size:13.5px;text-align:center;line-height:2}
footer a{color:#dfe6ee;text-decoration:none}
@media(max-width:720px){h1{font-size:23px}main{padding:22px 16px}nav a{margin-left:10px;font-size:14px}}